Understand How to be in Control Your Money, Whether It's A Lot or A Little
Thursday, September 24, 2015
Live Self-Streaming Smartphone Apps
Advancing technology and smart phone apps can take us to some pretty strange places. The latest
technology craze involves the use of live self-streaming apps. These apps, which include
Meerkat, Periscope, and YouNow, allow individuals to broadcast themselves with an Internet connection and smart phone.
While live-streaming apps may sound cool and fun, they can be dangerous at the same time.
Teenagers generally use these apps to broadcast themselves singing, talking, or even sleeping in their bedrooms (which happens to be very common).
It is not surprising that parents have expressed concerns regarding their children broadcasting
themselves and telling the public where they are currently. Among the possible hazards that
come with this type of broadcasting is the likelihood that adult predators are watching. Teenagers
using these apps must learn to make good decisions and to be mindful of what they are
broadcasting. If you are using these apps, make sure you know when you have them on and do
not give out your location during your broadcast. And any other private information should remain private, as well.
READERS, What Do You Think?
1. Do you use live self-streaming apps to broadcast yourself?
2. If you do not use them currently, would you use these apps to broadcast yourself? If so, what
are your reasons for doing so? If not, why would you not do this?
Reference:
Alexander, S. (2015, September). Living the Stream. Family Circle, 88-92.
Monday, September 14, 2015
Cautions of Enrolling at a For-Profit College
You may have seen TV commercials and other advertisements for for-profit colleges. These
typically highlight testimonials from past and current students. Some students claim that these
schools have prepared them for success and they have landed a well-paying career. However,
many of these colleges are deceptive regarding enrollment. Government investigations have
found that some of these schools have made false claims about their accreditation, high
graduation rates, cost of program, etc.
For-profit colleges have been notorious for aggressive recruiting and often lure prospective
students by persistent phone calls. The U.S. Government Accountability Office (GAO) has found
that for-profit colleges have higher tuition rates than a nearby public institution. Graduation rates
may be much lower than public or private institutions. The GAO report also found that 23.3
percent of students at for-profit schools defaulted on their student loans compared to 9.5 percent
of public school loans.
If you still wish to enroll at a for-profit college, be sure to do your research first. It is in your best
interest not to talk to a recruiter because they may be aggressive or give misleading information.
Ask for the school’s graduation rate in writing, as well as written proof of their post-graduate
employment rates in your field. Also, just because a school is “accredited” does not necessarily
mean it is accredited for the type of work you want to do. It is therefore crucial to see if the
school’s accreditation meets your profession’s standards. Lastly, make sure you research the
tuition expenses and see if your student loans will be able to cover these costs.
READERS, what do you think?
1. Would you consider enrolling in a for-profit school if it met your academic and
professional needs? Why or why not?
2. Why do you think some people enroll in for-profit colleges?
3. What do you think is the best way of dealing with for-profit colleges that take advantage
of students? Do you think the government should close these schools?
References:
The Office of Minnesota Attorney General Lori Swanson. (n.d.). For-Profit
Colleges: Do Your Homework. Retrieved July 6, 2015, from
http://www.ag.state.mn.us/consumer/Publications/ForProfitColleges.asp
Monday, April 27, 2015
5 Ways to Better Secure Your Facebook Privacy
Many people have
Facebook accounts where they share their information and pictures with the
public. Online social networking is seen as a good way of keeping up with
friends, but it is not without its pitfalls. You might not realize that you
could be posting pictures and information that might be considered inappropriate
by employers, college admissions committees, and others. Depending what is
posted on your profile, professionals may judge where you stand professionally.
Here are five tips to maximize your privacy settings on Facebook.
·
Viewing your Facebook timeline under
“View As…”
With the “View
As..,” feature on your profile, you can view how your profile looks like to a
specific Facebook friend or someone who is not your friend on Facebook (general
public). If you want to access this feature, there is a drop-down menu when you
click on the three dots next to “View Activity Log” button. This will give you
a good idea of what the general public can see on your page.
·
Who can see your future posts
This is one of the most common privacy settings on Facebook.
To use it, go to your privacy settings by clicking on the lock icon in the
right-hand corner and click on “Who can see my stuff?” It will give you a
drop-down menu and you can select which groups of people can see your posts. If
you select public, then anyone can see your posts. If you select friends, only
your Facebook friends can only see your posts.
·
Blocking people from your account
This is another
common privacy feature on Facebook. If someone is harassing or threatening you,
the best choice would be to block them. To access the blocking setting, click
on the lock icon in the right-hand corner and click on “How do I stop someone
from bothering me?” It will give you a blank space to type in a person’s name
or e-mail address and they will be blocked from seeing your profile.
·
Disabling the search engine feature
If you are
uncomfortable with your Facebook profile being searchable on the Internet, you
can disable the feature, making it more difficult for employers to find you. Go
to your privacy settings by clicking on the lock icon in the right-hand corner
and click on “See More Settings.” A list will appear, and then you will need to
click on “Do you want other search engines to link your timeline?” under “Who
can look me up?”
·
Creating a pseudo name on Facebook
If you do not
want employers and other professionals trying to search your name on Facebook,
you can change your name. Most people change their last name to their middle
name, or they abbreviate their first or last name. To change your name on
Facebook, click on the upside down triangle icon, and click on “Settings” in
the drop-down menu. Click on “Edit” under “Name” to change your Facebook name.
READERS,
what do you think?
1. What have you done to ensure that your
Facebook account is secure and private?
2. Have you used any of these techniques to
protect your Facebook page? What about additional techniques covered in the
original article? (See below.)
Reference:
Chowdhry, A. (2013, November 19). 20 Tips
on Increasing Your Facebook Privacy and Security. Forbes.com. Retrieved April 22, 2015, from http://www.forbes.com/sites/amitchowdhry/2013/11/19/facebook-privacy-tips/3/.
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