Telephone Scams Series: Prize and Sweepstakes Scams

Telephone Scams

This week we are posting a series on phone scams. Anyone who has a phone can become a victim of telephone scams. Criminals may approach you by e-mail or text message, but phone calls don’t cost them much and it is easier for them to prey on you when they have you on the line. Being on the federal Do Not Call Registry may stop more legitimate businesses from calling you, but it will not always stop scammers from trying to steal your money or identity. If you are targeted or are victimized by a scam or fraud, be sure to file a complaint with the Federal Trade Commission.

Today we cover prize and sweepstakes scams.

In this type of scam, the person calling may promise you a new car or a vacation. Or they may say you have won a “sweepstakes” that you never entered (or likely heard of). If you choose to stay on the line with them, you first need to listen for any fees for claiming your “prize.” This is a clear sign the offer is not legitimate; if the caller wants your credit card number, or otherwise tries to collect a fee, hang up immediately. Real prize winners are not charged fees and are not asked to verify their identity via credit card number. A person who calls, asking for your credit card number or other personal information is likely up to no good, and you should not talk to them.

READERS, what do you think?

1. Have you ever picked up the phone and found yourself talking to someone who offers you a prize or deal? Or has the caller asked you for personal information? What did you do?

2. What do you think could be done to stop these types of scams?

Reference:

Sassi, H. (2014). Be on the Lookout for These Common Telephone Scams. Better Business Bureau: Consumer News and Opinion blog. Retrieved November 3, 2014, fromhttp://www.bbb.org/blog/2014/02/be-on-the-lookout-for-these-common-telephone-scams/.